Compare Caravan Insurance

If you’re looking to insure your motorhome, you’ll no doubt be looking to get the cheapest cover possible. However, policies can cover different items relating to your motorhome insurance and the final price you pay is largely based on the level of risk to the insurer. You should bear these points in mind when trying to minimise the cost of your cover.

You can try to look for cover that doesn’t cover ‘essential’ things – i.e. things that can be avoided with your own care and attention, or that won’t render the motorhome useless. For example, while some policies include cover for loss of possessions in the motorhome, others will charge extra for this, despite it often being included under home contents insurance policies. Similarly, some policies give you the option of covering the cost of any physical damage to your motorhome. While replacement of certain items can be very expensive, you may want to consider whether your use can be altered to reduce the actual risk of this happening – for example, do children often use the motorhome, or is it just yourself and your partner? Keeping your motorhome securely stored while at home can also reduce the risk of theft and may be reflected in your premium cost. You might also wish to check any breakdown cover you already have, as you may be able to include European cover on this, rather than paying extra on your main insurance for this benefit – as well as reviewing whether you’re likely to need to be covered abroad for the next twelve months.