Compare Caravan Insurance

	0800 970 7172

The Hobby make of caravan remains very popular for a wide variety of reasons. Unfortunately though, you may find that hobby caravan insurance is typically a little harder to find and potentially a little more expensive than for some other makes.

Why may the insurance costs be higher?

Hobby caravans typically are:

• imported. As such, if they are damaged by accident or vandalism, any repairs or replacements may need to be similarly imported from overseas. This may involve considerably higher cost for the insurance companies than if the vehicle had been of UK manufacture.
• in possession of an enviable reputation for using very high-quality fixtures, fittings and associated equipment. Although this may be attractive for the purchaser, the reality for insurance companies is that once again, the average damage repair or replacement costs may well be more expensive than on some other models.
• uniquely styled and built and typically regarded by some as prestigious or status models. As a result, they may be far more attractive to not only you but sadly also thieves, who may specifically target them leading to some insurance companies concluding that the insurance risks are consequentially higher.

Some insurers may, in fact, decline to cover some Hobby caravans.

What options may be available for reducing the insurance costs?

It may be possible to find not only good Hobby caravan insurance but also at a price that doesn’t break the bank.

There are policies available that offer reductions to owners that are willing to:

• accept a voluntary excess
• fit an immobiliser device
• fit one from an approved list of security and tracking devices
• show their maturity by joining a recognised owners’ or touring club.

Finding out more about the specific details of these ‘cost reduction’ options maybe a good idea if you are the owner of a Hobby.

Touring caravan & motor home insurance

Insurance can be provided to cover things such as theft, collision damage, new-for-old replacement of items and so on. Your Hobby caravan is a special possession and ensuring that it is fully protected by the most suitable Hobby caravan insurance cover is important – though at the most appropriate price of course!