Compare Caravan Insurance

Nobody likes paying more for insurance than they have to. This kind of protection may be nice to have if something goes wrong and you need to make a claim but, most of the time, you may never see a return on your premiums. It may make sense, therefore, to try and get the ideal balance of having enough cover for your needs at the lowest possible cost. One way to cut premium quotes in this sector is to use caravan club discounts.

It’s quite common for caravan owners to join caravan clubs. Some may opt to join a general club such as The Caravan Club or The Camping and Caravanning Club whilst others may join a club for owners of specific types of vans. Some may even join both types. In any of these cases you may find that your membership brings with it some benefits. This may well include discounted insurance costs.

Insurers may offer caravan club discounts for a few different reasons. Firstly, like many car club deals, insurers may ‘trust’ club members more. Membership of a caravan club may imply that you take your caravanning seriously and you may therefore be seen as less of an insurance risk.

Some deals are offered by general insurance policies to club members when they apply for policies direct. Others may need to be taken out via your caravan club as they may have negotiated a special member’s only discount. In either case, this kind of discount may well be worth looking for, even if you have to join a club to get it, as it may save on your policy costs.

Bear in mind that caravan club discounts may also be picked up for other things as well as general club membership. Some insurance companies and club schemes may also offer an additional percentage discount if you have taken any caravanning courses or if you have set up specific security systems on your van so this may also be worth looking out for as it may lower your costs even more.