If you own or are considering investing in a static caravan, then making sure that you have adequate protection in place can give you the peace of mind that your investment will not be a drain on your finances in the event that is it is stolen or damaged. This is because, just like your car or your home, there are static caravan insurance risks too that you need to be aware of.
So, what are the main static caravan insurance risks you need to consider? Of course, you face many risks if you have a static caravan, including:
Depending where your static caravan is situated, one risk may be more prevalent than another. For example, one that is on a site in the Countryside may be more vulnerable to damage from fallen branches than one in the suburbs, while a site near a river may be more prone to flooding.
And no matter where your static caravan is, if it is left unoccupied for long periods of time, it could be targeted by thieves. The basics that you may have in your static caravan in order to make it a home from home such as TVs or DVD players are the sort of items that are very attractive to thieves.
There are of course other perils that a policy may offer cover for, including loss of keys; freezer contents; and the provision for alternative accommodation if your static home is not habitable due to an insured risk.
So, when looking at static caravan insurance risks, make sure that your caravan is properly covered. Shop around for cover and ensure that you read the small print and you fully understand what the protection entails.